Terms of Service
Date: 2/17/2025
1. INTRODUCTION
This Terms of Service Agreement ("Agreement") is entered into by and between MonthlySave LLC, a company registered and operating in the State of Michigan, USA ("Company," "we," "us," "our"), and you ("User," "Customer," "Affiliate," "you") regarding access to and use of www.MonthlySave.com ("Website," "Platform," "Service").By purchasing a membership, accessing our services, or participating in the affiliate program, you agree to be legally bound by this Agreement. If you do not agree, you must not use this Website or services.This Agreement outlines the terms governing your rights and responsibilities while using MonthlySave’s services, including but not limited to memberships, promotional discounts, and third-party referrals.
2. MEMBERSHIP TERMS & PRICING POLICY
2.1. Membership Pricing & Payment Terms
Annual Membership Fee: $79.99 per year (subject to change without prior notice).
Payment Processing: All payments are securely processed through Stripe and other third-party payment gateways. By purchasing a membership, you authorize MonthlySave to charge your selected payment method immediately and, where applicable, for automatic renewals unless canceled prior to the renewal date.
2.2. Final Sale Policy – No Refunds or Chargebacks
ALL SALES ARE FINAL. Membership fees are non-refundable for any reason, including dissatisfaction with third-party services. Chargeback disputes will result in immediate termination of your membership, and you may be banned from future use of the platform. MonthlySave reserves the right to challenge any chargeback and will provide proof of purchase to dispute fraudulent claims.
2.3. Right to Modify Pricing & Discounts
MonthlySave reserves the right to discount, adjust, increase, or change pricing at any time without notice.Discounts applied to certain customers do not entitle all customers to the same discount.
2.4. Membership Renewal & Communication Consent
By purchasing a membership, you authorize MonthlySave to contact you regarding renewal reminders via email, phone, SMS, or direct mail.Customers may opt out of marketing emails, but MonthlySave retains the right to send renewal notifications and account-related communications.
3. ACCOUNT SHARING & FRAUD PREVENTION
3.1. Consumer & Affiliate Account Sharing PenaltyConsumers: Each membership is strictly for personal use and must not be shared. Any account found to be shared will be subject to account termination.
Affiliates: If an affiliate purchases one account and shares access in exchange for compensation, allowing others to use the account, it is considered fraud. The affiliate will be fined $5,000 per shared account. MonthlySave reserves the right to collect fines through legal means, including but not limited to reporting fraudulent activity to relevant authorities.
4. THIRD-PARTY SERVICES, PRICING, & LIABILITY DISCLAIMER
4.1. No Ownership or Control Over Third-Party Providers
MonthlySave does not own, operate, or control the businesses, brands, or products offering discounts through our platform.
We act solely as a referral platform and assume no responsibility for third-party transactions, services, or experiences.MonthlySave is not liable for any losses, damages, or dissatisfaction arising from third-party products or services, including but not limited to claims of false advertising, failure to provide promised benefits, or defective goods.
4.2. No Guarantee on Pricing, Availability, or Quality
MonthlySave makes no representations, warranties, or guarantees regarding:The availability of discounts or promotions at any given time.The accuracy, completeness, or reliability of listed third-party pricing.
The quality, durability, or performance of third-party services or products.
All pricing, promotions, and discounts are controlled by the third-party providers and may change without notice.MonthlySave does not verify or endorse the accuracy of third-party claims and does not assume responsibility for the fulfillment of offers listed on its platform.
4.3. Customer Responsibility for Third-Party Transactions
Users must review and accept third-party terms, conditions, and refund policies before making purchases. MonthlySave is not responsible for refunds, cancellations, disputes, or claims against third-party providers.
MonthlySave disclaims all liability for injuries, damages, financial losses, or negative experiences associated with third-party transactions.
Customers waive all rights to bring legal action against MonthlySave for third-party service issues, including but not limited to non-performance, misleading advertising, or denied service claims.
5. GOVERNING LAW & DISPUTE RESOLUTION
5.1. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of Michigan, USA.
Any disputes shall be exclusively resolved in the courts of Michigan.
5.2. Mandatory Arbitration Clause
Any dispute, claim, or controversy arising under these Terms shall be resolved exclusively through binding arbitration in Michigan.Users waive their right to sue in court and agree that arbitration shall be the sole dispute resolution mechanism.
Arbitration shall be conducted by a neutral arbitrator appointed in accordance with the rules of the American Arbitration Association (AAA), and decisions rendered shall be final and legally binding.Users agree that arbitration shall be conducted on an individual basis, and class arbitrations or collective claims shall not be permitted.
6. LIMITATION OF LEGAL ACTIONS & CLASS ACTION WAIVER
6.1. Limitation of Claims
Users agree that any claim or dispute against MonthlySave must be filed within one (1) year of the incident occurring.Any claim filed after the one-year period shall be permanently barred.
6.2. Class Action Waiver
Users agree to resolve all disputes on an individual basis and waive any right to: Participate in class-action lawsuits.
Join multi-plaintiff lawsuits against MonthlySave.
7. MODIFICATION OF TERMS
MonthlySave reserves the right to modify, update, or revise these Terms at any time without prior notice. Any modifications shall become effective immediately upon being posted on the Website.We encourage users to review these Terms periodically to ensure they are aware of any changes.
If a modification is material, we may, at our sole discretion, notify users through email, website notifications, or other reasonable means.Your continued use of the Website and Services after any modification constitutes acceptance of the revised Terms. If you do not agree to any updated Terms, you must discontinue your use of the Services.
8. TERMINATION OF SERVICE
MonthlySave reserves the right to suspend, restrict, or terminate a user’s access to the Website and Services at any time, with or without cause, and without prior notice, at our sole discretion.Reasons for termination may include, but are not limited to:Violation of these Terms or any applicable laws and regulations.Engaging in fraudulent, abusive, or harmful activities.
Non-payment of membership fees or disputes related to payment methods.
Misuse of the platform, including unauthorized account sharing or selling access.If your account is terminated, you will not be entitled to a refund for any unused portion of your membership.MonthlySave also reserves the right to discontinue, modify, or suspend any aspect of its Services at any time without liability to users.
9. PRIVACY POLICY
MonthlySave is committed to protecting your privacy. Our collection, use, and sharing of your personal data are governed by our Privacy Policy, which is incorporated by reference into these Terms.Users are responsible for reviewing our Privacy Policy to understand how their personal data is handled.By using our Services, you consent to the collection and use of your data as described in our Privacy Policy.
10. COPYRIGHT & INTELLECTUAL PROPERTY
All content on the MonthlySave Website, including text, graphics, logos, images, videos, software, and other materials, is the exclusive property of MonthlySave or its content suppliers and is protected by applicable intellectual property laws.Users may not copy, reproduce, distribute, or modify any content from the Website without our prior written consent.Unauthorized use of MonthlySave’s trademarks, logos, or branding is strictly prohibited.
11. FORCE MAJEURE
MonthlySave shall not be held liable for any failure or delay in fulfilling its obligations under these Terms due to events beyond its reasonable control, including but not limited to:Acts of God, natural disasters, fires, floods, pandemics.Government orders, regulations, or legal restrictions.War, riots, labor strikes, or civil disturbances.Power failures, cyberattacks, internet disruptions, or service provider failures.In such events, MonthlySave may suspend or modify its services without liability.
12. CONTACT INFORMATION
For any questions, concerns, or legal notices regarding these Terms, users may contact
MonthlySave through the following methods:Email: support@monthlysave.com
MonthlySave reserves the right to modify its contact details at any time without prior notice.
13. SECURITY & ACCOUNT INTEGRITY
13.1. Account Security Responsibilities
Users are responsible for maintaining the security of their account credentials and passwords.
MonthlySave shall not be held liable for unauthorized access resulting from weak passwords, phishing attacks, or user negligence.Users must immediately notify MonthlySave of any suspected unauthorized account use.Users are prohibited from sharing account credentials with others or using another user's account without permission.
13.2. Prohibited Actions Affecting Security
Users may not engage in hacking, data scraping, unauthorized access, or attempts to compromise MonthlySave’s platform integrity.Any attempt to reverse-engineer, modify, or disrupt the security protocols of the platform is strictly prohibited.Violation of security policies may result in immediate termination of accounts and legal action, including civil and criminal liability.
14. PROHIBITED ACTIVITIES
14.1. Misuse of Platform
Users shall not use MonthlySave’s services for illegal, fraudulent, or unethical purposes, including but not limited to identity theft, financial fraud, or unauthorized resale of services.Engaging in activities that disrupt platform operations, harm other users, or overload system infrastructure is strictly prohibited.Users must not impersonate MonthlySave, its employees, or representatives in any capacity.
14.2. Consequences of Violations
MonthlySave reserves the right to suspend or terminate accounts engaged in prohibited activities.MonthlySave may report illegal activities to relevant law enforcement authorities and cooperate fully with investigations.MonthlySave reserves the right to take legal action, including seeking damages and injunctive relief against users who violate these terms.
15. INDEMNIFICATION
Users agree to indemnify, defend, and hold MonthlySave harmless from any claims, damages, or expenses arising from their use of the services in violation of this Agreement.This includes but is not limited to legal costs associated with defending MonthlySave against lawsuits, government investigations, or third-party claims resulting from a user’s actions.MonthlySave reserves the right to assume its own legal defense and settlement processes while requiring full cooperation from the user.
16. LIABILITY LIMITATION
MonthlySave shall not be liable for any direct, indirect, incidental, or consequential damages arising from service use, including but not limited to loss of data, revenue, business opportunities, or reputational damage.The maximum liability MonthlySave assumes shall not exceed the amount paid by the user for membership within the last twelve (12) months.MonthlySave is not responsible for losses incurred due to force majeure events, third-party actions, or platform maintenance downtime.
17. THIRD-PARTY LINKS & ENDORSEMENTS
MonthlySave may provide links to third-party websites but does not endorse or guarantee their content, products, or services.Users access third-party links at their own risk and agree that MonthlySave is not liable for third-party dealings, including fraudulent transactions, data breaches, or misleading advertisements.MonthlySave disclaims all responsibility for third-party terms, conditions, and refund policies.
18. TERMINATION & SUSPENSION POLICY
18.1. Grounds for TerminationMonthlySave may suspend or terminate accounts at its discretion for violations of these Terms, including but not limited to fraud, abuse, misuse of services, or non-payment.MonthlySave reserves the right to terminate inactive accounts after a defined period of non-usage.Users found engaging in repeated violations will be permanently banned from the platform.18.2. No Refund Policy for Terminated AccountsUsers whose accounts are terminated due to violations will not receive refunds.MonthlySave reserves the right to retain any collected fees to cover administrative and legal expenses incurred as a result of the violation.
19. DISPUTE RESOLUTION PROCESS
Users must first attempt to resolve disputes with MonthlySave’s customer support before initiating legal action.If unresolved, disputes shall be handled through arbitration as outlined in Section 5.2.Arbitration shall take place in Michigan, USA, under the rules of the American Arbitration Association.Users waive their right to participate in class action lawsuits against MonthlySave.
20. SURVIVAL OF TERMS
Sections related to account security, liability limitations, indemnification, intellectual property, and dispute resolution shall survive termination of this Agreement.MonthlySave’s rights to enforce security measures, investigate misconduct, and seek damages shall remain in effect even after termination of an account.
21. AI USAGE & CUSTOMER SERVICE AUTOMATION
21.1. AI-Powered Customer Support
MonthlySave utilizes artificial intelligence (AI) to assist with customer inquiries, automate responses, and improve user support efficiency. AI-powered interactions may include chatbots, automated email responses, and virtual assistance.
While MonthlySave ensures the AI is designed to provide accurate and helpful responses, users acknowledge that AI-generated communications may not always be error-free or suitable for complex requests requiring human intervention.Users experiencing issues that require personalized attention may request escalation to a human representative.
21.2. Disclaimer on AI Accuracy & Liability
MonthlySave makes no guarantees regarding the completeness, accuracy, or reliability of AI-generated responses. Users agree that MonthlySave is not liable for misunderstandings, errors, or misinterpretations arising from AI-powered assistance.
AI-generated recommendations or solutions should not be considered legally binding or a substitute for professional advice.MonthlySave disclaims responsibility for any damages, losses, or liabilities resulting from reliance on AI-generated communications.
21.3. AI Data Processing & Privacy
MonthlySave’s AI systems process customer inquiries using machine learning algorithms to improve service efficiency. All AI interactions are subject to MonthlySave’s
Privacy Policy, ensuring that user data is handled securely and in compliance with applicable regulations. AI-powered customer service tools may collect and analyze non-sensitive user interaction data to enhance platform experience, but MonthlySave does not use AI to make automated decisions that have legal or financial consequences for users without human oversight.
21.4. User Consent to AI Interactions
By using MonthlySave’s platform, users acknowledge and consent to interacting with AI-powered customer support.Users who prefer not to engage with AI-driven assistance must contact MonthlySave’s support team directly for human-assisted resolutions.MonthlySave reserves the right to improve, modify, or discontinue AI-powered features at any time without prior notice.
22. THIRD-PARTY BRANDING POLICY
22.1. Use of Third-Party Logos and Trademarks
MonthlySave may display logos, trademarks, and brand names of third-party companies for informational purposes only, particularly in reference to available discounts, promotions, and affiliate relationships.All trademarks, service marks, and logos remain the property of their respective owners.The display of third-party logos does not imply endorsement, sponsorship, or direct affiliation with MonthlySave unless expressly stated.MonthlySave does not claim ownership over any third-party brand marks and will comply with all applicable intellectual property laws.
22.2. Legal Compliance & Fair Use
MonthlySave adheres to fair use principles when featuring brand logos for the purpose of identifying available offers, discounts, or services.If a third-party brand requests removal of its logo or name, MonthlySave will promptly comply.MonthlySave does not modify or alter third-party logos and ensures compliance with each brand’s trademark usage guidelines.Users acknowledge that MonthlySave is not responsible for third-party branding decisions and cannot guarantee ongoing partnerships or availability of discounts.
22.3. Disclaimer of Endorsement & Liability
All third-party brands and logos featured on MonthlySave’s website are used for informational and reference purposes only.The inclusion of a brand does not mean that the company endorses MonthlySave or vice versa.MonthlySave shall not be liable for any misinterpretation, assumption, or misunderstanding regarding the nature of its relationship with third-party brands.Users acknowledge that all transactions, services, or offers involving third-party companies are subject to their own terms and conditions, and MonthlySave is not responsible for any disputes or issues arising from those relationships.22.4. Rights to Modify or Remove Brand ListingsMonthlySave reserves the right to add, remove, or modify displayed brand logos at any time without prior notice.If MonthlySave discontinues a partnership with a third-party provider, any associated branding will be removed from the website in a timely manner.MonthlySave makes no guarantees regarding the availability, accuracy, or continuity of third-party promotions.